Fred Palmer

Fred Palmer – Ghost
 Age: 38, died on July 28 1916

 Occupation: Investment banker

 Likes: Golf, making new friends Dislikes: Whiny, effeminate men, procrastination

 Description: Fred is an investor with a prominent bank in New York City. Due to his work commitments, he is rarely at home. To make up for the time that he should have spent with his wife, he would throw lavish parties every three months at their mansion. Many friends were invited and his wife would make many new acquaintances. He felt that it is the least that he could give his wife, given his absence.